Business Help Center
Find frequently asked business account questions.
Find frequently asked business account questions.
Select the categorized tabs below to help you find answers to common business credit card account questions. If at any time you can’t find what you’re looking for, contact us in a variety of ways utilizing our Contact Us Center.
Can I order new or replacement credit cards online?
Yes. If you need a new or replacement card, your company's Administrator may request it in the Customer Service requests section of the site. If your card has been lost or stolen, call us immediately at 1-800-477-4941.
How long will it take to receive my credit card?
Our credit department reviews and approves all requests for additional cards. Upon approval the additional card will be sent. The delivery times will vary depending on your location. Cards will be mailed out within 48 hours from the date of the request.
What should I do if my credit card is lost or stolen?
If you lose your card call us immediately at 1-800-477-4941 for assistance. If you are calling from outside the U.S., call us collect at 1-402-346-1553. We'll block your account and issue you a replacement card. In an emergency situation, such as when you're traveling, we'll get you a temporary replacement card within 24 hours.
How far back can I obtain credit card account information?
Up to seven years of statements will be available online. Any transactions posted to your credit card account since the last statement will also be available.
Can I request credit card limit increases online?
Yes. Your company's Administrator can request a credit limit increase on your company credit card accounts online in the Credit Card section.
What kind of options do I have in setting up additional Users?
You can:
*Permissions would include the ability to view accounts, make payments to credit card accounts and more.
How many additional Users can I set up for my company?
There is no limit to the number of Users you can set up online.
Will each User be assigned a separate User ID for log in?
Yes, each User will need a separate User ID and Password to access the site. As the Administrator, you will need to pick a User ID for each User you are setting up.
Can I limit a User's access?
Yes. As the Administrator, you can decide not only what accounts you want to give your Users access to, but also what permissions* they have on each of those accounts. A User can be set up with all or any of these permissions, as needed.
*Permissions would include the ability to view accounts, make payments, view account information, or even add, change or delete Users.
Once I set up a new User, can I change their access level later on?
As the Administrator, you can update a User's access at any time by going to the Managing Online Access section. First, select the User and then you can modify their profile information or credit card account access.
Can I remove a User if they are no longer with my company?
As an Administrator, you can remove Users who no longer need online access to their account by going to the Managing Online Access option and selecting Delete a User.
If one of my company's Users forgets their Password, can I assign them a new Password?
Yes. As the Administrator, you can reset your Users' passwords at any time online, which will save you the trouble of calling Customer Service.
How do I learn how to manage Users?
At the top of each page there is a Quick Help overview to help guide you through the page. The Managing Users tab has a Quick Help page designed to help you navigate this area.
Can I pay my company credit card accounts online?
Yes, if your company's Administrator has given you payment access, you can schedule credit card payments at your convenience 24 hours a day. You can pay your company credit card accounts online from a checking or savings account.
Will my online payment post to my account today?
Credit card payments are posted to your account on the same day if they're submitted before 5:00 p.m. CT. Payments made after 5:00 p.m. CT but before 11:59 p.m. CT, will be processed the next business day. You will receive credit for the date of the payment.
Can I make changes to or cancel scheduled payments?
You can cancel scheduled payments that are pending on your company credit card accounts or make changes to the amount, payment date, and bank account information up to 5:00 p.m. CT on the payment date indicated.
How far in advance can I make online payments to my company credit card accounts?
You can pay your credit card statement up to 30 days in advance.
Can I schedule more than one online payment in advance?
Yes. As long as your scheduled payments do not exceed your current or statement balance, you can continue to schedule payments.
Will my online payment affect my AutoPay?
You cannot currently make an online payment for your company credit card accounts that are on AutoPay. If you would like to have your accounts removed from AutoPay or need more information, call an Online Representative at 1-800-853-9586, between 7:00 a.m. and 7:00 p.m. CT, Monday through Friday for assistance.
Can I set up recurring credit card payments online?
Yes. You can set up recurring payments for your entire company's statement balances to be paid on your due date each month.
Where do I send my credit card payments?
Please mail your credit card payment to:
Commercial Card Payment Processing
P.O. Box 2818
Omaha, NE 68103-2818
Please send your overnight credit card payment to:
Commercial Card Payment Processing
Mail Stop 2210
1620 Dodge Street
Omaha, NE 68197
How do I send a wire transfer for payment to my credit card account?
Provide the following information to the bank making the transfer:
The wire transfer must be received prior to 5:00 p.m. CT to post to your credit card account the same day. Payments received after 5:00 p.m. CT or on a weekend/holiday will be applied to your account on the next business day.
Who do I contact if I have a question or comment regarding online services?
We always want to give you the answers you need, when you need them. So if you ever have a question or comment, feel free to call us at 1-800-853-9586 or email us at businessonline@fnni.com.
How do I online enroll my business credit card account?
To enroll online, simply fill out the online enrollment form. We require the business owner or company authorized officer to authorize the enrollment. Once enrolled, this person can then set up additional Users as needed.
What happens after I fill out the online enrollment form?
Once you complete and submit the online enrollment form, enrollment paperwork is generated. This paperwork contains information regarding the companies you have requested to be set up online and the user information for the Administrator requesting online access. Please print this enrollment paperwork and obtain authorized signatures in the areas indicated on the form. You can either mail or fax the completed paperwork to us. Our Online Representatives will process the enrollment for you. You will receive a response from us (via the preferred method of notification you chose) in two to three business days to let you know the enrollment is complete, or if we need any additional information. When you are notified of your completed enrollment, you may start using this website.
Note: If you experience a problem while printing the enrollment paperwork or if you do not have a printer to print the form, call an Online Representative at 1-800-853-9586.
Do I have to send in separate online enrollment forms in order to grant other Users access?
No. Once your enrollment is complete and you have been granted access to the site, as an Administrator, you have the ability to add as many Users as you want. You can even decide what accounts and permissions you want to give to each of your additional Users.
How many business credit card accounts can I enroll online?
You can enroll your company's business credit card account and at that time, you can also enroll the individual cardholder's accounts, belonging to the company. You will need your company's unique Tax ID to enroll.
Who will need to authorize my online enrollment?
An authorized officer for your company will have to sign the paperwork for that company.
What online services are available?
How do I redeem the points I've earned on my Rewards Card?
If you have rewards points, you can redeem your Rewards Card points online. Simply log in to your business credit card account and click on the Rewards banner found on the Account Detail screen. You can also call the Rewards Service Center to place your redemption.
Do you have a mobile app?
Yes. Our mobile app offers you the convenience of managing your credit card account wherever you are! From your mobile device you can check balances, pay bills, view transactions and more. Learn More and download our mobile app.
Is the Mobile App Secure?
Our mobile security uses the same high standards we use in our online services. It is designed to provide for a secure exchange of information with our customers. We utilize multiple security protocols such as firewalls, data encryption and customer authentication techniques. Account information is never stored on your phone.
Can I use the Mobile App on more than one device?
Yes. You can download the mobile app to as many iPhone®, iPad®, and AndroidTM Phones and Tablets as you prefer.
How do I log in to the Mobile App?
How do I send a message?
Log In to your online account and go to the Online Message Center located under the “Services” tab on the top navigation. If you do not see a message topic that closely aligns with your question, you can choose to send a message to customer service using the “Other” category.
What does Reference Number mean?
The Reference Number is a unique identifier for your inquiry. If you need to ask a question about your case, use your reference number.
How do I view my sent messages?
You can view your sent and received messages from the Inbox within Online Message Center. Sent and received messages will be date/time stamped in the Last Update (CT) column. Your message and all related messages are contained in one message chain. When viewing a specific message, the most recent update to the message chain will appear first. All previous messages will appear when you click on the + beside Message Chain.
I received a notice that I have a new message in my Inbox. How do I retrieve my new message?
Each time you receive a new message, an email will be sent to your personal email address notifying you of the new message. Log in to your online account and click on the “Services” to access the Online Message Center where you will see your Inbox.
What if I have not received a reply in the amount of time I was told?
It is our goal to respond to all messages within a reasonable amount of time. If you haven't received a reply within 2 business days, please resend the message or call a customer service representative.
How do I reply to my messages?
While viewing your messages, select the Reply to This Message link. This will allow you to reply to your message.
What happens when I delete a message?
When you delete a message, the message is no longer available in the Online Message Center but remains on our system for a period of 1 year.
Can I update my email address?
To update your email address, Log In to you online account and select the “Profile” tab located on the top navigation. From there, select your account and click on the “email address” tab to view and edit your email address.
What is an online profile?
An online profile contains information associated with your individual User ID. Your online profile will include your name, business mailing address and contact information. This is the address and contact information that will be used to contact you when you send in a request to our Online Representatives.
What can I update on my online profile?
On your online profile, you can update your name, business mailing address, phone and fax numbers.
If I change my address on my online profile, will it change my account address as well?
No. The online profile address information is associated only with your individual User ID. Changing this will not affect the address associated with your business credit card account. To change your account information, call an Online Representative at 1-800-853-9586 between 7:00 a.m. and 7:00 p.m. CT Monday through Friday.
What if I forget my User ID or Password?
If you forget your User ID or password, contact your company Administrator or call us at 1-800-853-9586.
How can Account Alerts help me?
Account Alerts is a free service that delivers email alerts notifying you when important events occur on your accounts. You can sign up to receive emails when your statement information is available to view online, when your payments are due, when your payments have posted and more. Just select the alerts that are right for you.
How secure is Account Alerts?
Alerts are sent to your email address via unsecured email. For that reason, we do not send confidential or personal information within the alert message.
When I receive an alert, how can I be sure it is from First Bankcard?
We will display your first and last name with the last four digits of your account number in each email alert that comes from us.
How do I sign up for Account Alerts?
Signing up for Account Alerts is simple. All you need is an account that is enrolled online and a valid email address. Click on the Enroll in Account Alerts link on the left navigation menu of the Accounts tab. In 3 easy steps you'll be managing your accounts with greater ease.
What alerts are available for my credit card account?
You may choose to receive any or all of the Account Alerts offered to help you manage your credit card account. Account Alerts include Daily Balance, Statement Information Available, Payment Due, Pending Credit Card Payment, Payment Posted, Payment Not Posted, Nearing Credit Limit, Credit Limit Exceeded, Credit Posted and Purchase Exceeds Set Amount.
We are the credit card issuer that has partnered with your bank or favorite brand to offer you quality credit card products and superior services to help you use and manage your credit card account. In order to serve you, we will be sending you appropriate regulatory, marketing and servicing communications from First Bankcard in the form of emails, direct mail and other channels.