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Credit Card Benefits for your Business

Benefits for your on-the-go business.

Benefits for all Business Cardholders

Fraud Protection

We continuously and proactively scan your transactions, flagging anything that seems out of place. If suspicious activity should arise, we’ll contact you to resolve the situation.

Zero Liability2

Your card information is protected 24/7 and you won’t be held liable for unauthorized purchases made with your card or account information.

Management Reports

We take care of the detailed, itemized reports you need. We offer easy-to-read, monthly management reports that are available on request.

A small business owner behind the counter of her boutique on the phone

Plus, small business cardholders can enjoy these additional small business benefits.

When you purchase everyday items or travel, your small business credit card comes with benefits that help you deal with the unexpected and enjoy peace of mind.

Additional small business benefits include:

Cell Phone Protection1

Receive automatic coverage, at no additional cost, when you pay your monthly cell phone bill with your business credit card. Protection covers the primary and up to the first four secondary phones listed on your statement against damage and theft; with up to $1,000 per 12-month period, or $600 per claim (subject to a $50 deductible).

Visa® Benefits1

  • Roadside Dispatch®
    Provides 24-hour access to roadside assistance like tire changing, jump starting or towing. The fees for this pay-per-use service are pre-negotiated and available exclusively to Visa cardmembers.
  • Travel Emergency Assistance Services
    Receive assistance from travel experts who can help solve a variety of problems, big or small, when you're away from home. The cardholder is responsible for the cost of any services received.
  • Visa SavingsEdge®3
    Get automatic business discounts with Visa SavingsEdge®. For complete details, visit visasavingsedge.com. No coupons. No codes. No hassles.
  • Global Customer Assistance Services
    Provides expert assistance, whenever and wherever, for a replacement card or emergency cash.

1 Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

2 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardmember must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

3 Discounts are provided in the form of credits posted to your account.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to licenses from Visa U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.